|
Effective as of 06/01/2011
CHECKING ACCOUNT FEES
Venture Checking
Monthly Service Fee
Fee waived with minimum average
daily balance of $750.00 |
$7.50 |
Item Clearing Fee
Per item after first 15 |
$0.30 |
| NSF Paid or Overdraft Return Fee |
$29.00 |
Stop Payment Order
Per item/series, includes ACH |
$29.00 |
Stop Payment Release
Per item |
$10.00 |
| Return Cancelled Checks |
$8.00 |
AM Checking - Free
Link Checking
Monthly Service Fee
Fee assessed each month when check clearings exceed 6 in a month. |
$6.00 |
University Checking
Monthly Service Fee
Four (4) signature debit transactions a
month required to avoid monthly service fee. |
$5.00 |
Equitable Checking
Monthly Service Fee
Fee waived if member meets
one of the following:- Direct Deposit
- Active Line of Credit
- AMCCU Credit Card
- Aggregate Loan or Deposit Balances >$5,000
|
$4.00 |
Status Checking (for members over age 59½) - Free
ADDITIONAL CHECKING ACCOUNT FEES
| NSF Overdraft Return (per item) |
$29.00 |
| Paid NSF (per item) |
$29.00 |
| Overdraft Transfer From Savings (per transfer) |
$5.00 |
| Return of Original Cancelled Checks (per month) |
$8.00 |
| Photocopy of Cancelled Checks (per copy) |
$8.00 |
| Checking Account Reconciliation (per hour) |
$20.00 |
| Stop Payment Order (Includes ACH) (per item/series) |
$29.00 |
| Stop Payment Release |
$10.00 |
| Check Printing (fee varies with style) |
Varies |
CHECK CASHING POLICY
A fee of 2% of the amount of the check presented for payment
will be charged unless one of the following conditions exist:
- A minimum of $100 is on deposit in a savings account of the
member presenting the check for payment, or
- A loan exists on the account of the member presenting the
check for payment, or
- The member presenting the check for payment has an open
checking account, or
- The member presenting the check for payment has payroll
deduction or direct deposit with AMCCU, or
- The member is over age 59½, or
- The member is 16 or younger.
DEBIT/ATM FEES & SERVICES*
| Annual ATM Card Fee |
$12.00** |
| Annual Debit Card Fee |
None |
| AMCCU ATM Withdrawal Fee |
None |
Non-AMCCU ATM Withdrawal Fee
First six (6)
After six (6), per withdrawal |
Free***
$1.00 |
| Debit/ATM Card Replacement Fee |
$5.00 |
| Debit/ATM PIN Replacement Fee |
$5.00 |
*Must have an active checking account.
**Annual ATM card fee is waived if member:
- has aggregate deposits of $5,000 or more or,
- has aggregate loans of $5,000 or more.
*** University Checking allows 12 free withdrawals before fee is assessed.
WIRE TRANSFER & RELATED FEES
| Incoming Wire Transfer |
$7.50 |
| Outgoing Wire Transfer |
$15.00 |
| International Wire Transfer |
$60.00 |
| Western Union Money Order |
$30.00 |
Wire Transfer Reversal
Wire transfer returned to AMCCU |
$15.00 |
| Wire Transfer Tracer |
$60.00 |
| Wire Transfer Information Research (per hour) |
$60.00 |
SAFE DEPOSIT FEES
Box Rental, Annual Fee:
3” x 5”
3” x 10”
5” x 10”
10” x 10” |
$25.00
$35.00
$50.00
$65.00 |
| Late Fee |
$5.00 |
| Key Replacement Fee |
$25.00* |
| Box Lock Drilling Fee |
$150.00* |
*Fees subject to change, member will be
assessed pass-thru/third party service fee.
ADDITIONAL FEES & SERVICES
Money Market Account
Below minimum balance monthly fee |
$7.50 |
New Account Closure
Within 90 days of opening |
Member Par Value |
| Forced Account Closure |
$25.00 |
Christmas Club Early Withdrawal
Fee per withdrawal |
$3.00 |
Membership Card Replacement Fee
1st replacement
2nd replacement
3rd replacement
|
$1.00
$2.00
$3.00 |
Telephone Transfer Request
Fee per transfer |
$2.00 |
Receipt/Check Retrieval
Fee per page |
$8.00 |
| Printed Account History/Statement (fee per month) |
$8.00 |
| Cashiers Check (each check) |
$2.00 |
| Money Order (each money order) |
$1.00 |
| Two-Party Check Withdrawal (each) |
$0.75 |
Corporate Check/Money Order Fees:
Stop payment-single item
Stop payment-series |
$30.00
$100.00 |
| NSF Check Collection (each) |
$3.00 |
| Charge Back Item (fee per item) |
$10.00 |
| Non-Member Check Collection (fee per item) |
$10.00 |
ACH Fees:
Stop payment/NSF (per item)
Stop payment release (per item) |
$29.00
$10.00 |
Foreign Service Collection:
Converts a foreign check into U.S. Currency |
$55.00 |
| Address Correction |
$5.00 |
| Garnishment Processing (per order) |
$50.00 |
MISCELLANEOUS SERVICES
Touch Tone Teller
Access only for members with checking accounts |
Free |
| Online Banking(NetBranch) with Bill Pay |
Free |
NetBranch Mobile
Access for online banking members |
Free |
Credit Union Shared Service Centers
Nationwide access to AMCCU accounts |
Free |
Back to top
| | | | | |
  
|
|
|
|
|
